What You Should Know About Yacht Insurance

Carrying the minimum legal coverage for boats can leave yacht owners exposed to potentially expensive risks. The professionals at Bristol Marine Insurance work with the owners to develop a custom risk profile to ensure that they are protected with appropriate coverage from top quality underwriters.

Review some of the issues that impact risk and are typically excluded or severely limited in typical minimum coverage watercraft insurance policies:

Bristol Insurance - Yacht Insurance

Total Replacement Cost

Typical watercraft policies will not cover the total loss of your vessel. With insufficient coverage, the cost to replace a large cruising yacht can be hundreds of thousands of dollars. Only a limited number of underwriters can offer total replacement coverage.

Ask Us About Total Replacement Cost Coverage >

Pollution Clean Up and Wreck Removal

An accident can expose you to more liability than just damage to your vessel! Most boat policies don’t protect you from the costs of pollution clean-up or wreckage removal.

Ask Us About Coverage for Environmental and Salvage Liabilities >

Mechanical Breakdown

Protect yourself against the high cost of mechanical breakdown.

Ask Us About Insuring Your Vessel’s Mechanical Systems >

Limited Navigation Area

Your insurance should protect you everywhere you go. Typical boat insurance coverage ends if you leave US waters. Ask us how to make sure you’re protected if you cruise Canada, Mexico, or other foreign destinations.

Ask Us About Navigation Area Coverage>